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MEME-Fusion@CHiPSAL 2026: Multimodal Ablation Study of Hate Detection and Sentiment Analysis on Nepali Memes

Hate speech detection in Devanagari-scripted social media memes presents compounded challenges: multimodal content structure, script-specific linguistic complexity, and extreme data scarcity in low-resource settings. This paper presents our system for the CHiPSAL 2026 shared task, addressing both Subtask A (binary hate speech detection) and Subtask B (three-class sentiment classification: positive, neutral, negative). We propose a hybrid cross-modal attention fusion architecture that combines CLIP (ViT-B/32) for visual encoding with BGE-M3 for multilingual text representation, connected through 4-head self-attention and a learnable gating network that dynamically weights modality contributions on a per-sample basis. Systematic evaluation across eight model configurations demonstrates that explicit cross-modal reasoning achieves a 5.9% F1-macro improvement over text-only baselines on Subtask A, while uncovering two unexpected but critical findings: English-centric vision models exhibit near-random performance on Devanagari script, and standard ensemble methods catastrophically degrade under data scarcity (N ≈ 850 per fold) due to correlated overfitting. Code and implementation details are available at a repository that has been anonymized for the review process and will be fully disclosed in the final version